Thursday, May 31, 2007

An Introduction To State Grants

Are you interested in applying for state grants? In this article we will go over what they are and how they can help you.

No matter where you live, each state offers a selection of grants to people living in the state. At the state level is where you will likely find grants for attending school. This might be a pre-start-up cost for you if you require some training before you begin your new business, so this is an indirect advantage of grant money available at the state level. Although many of these programs are focused on providing state grants for low and middle-income students to attend college, there are some grants available for businesses.

For example, did you know that on the Governor of Texas's website they list procurement opportunities? If your business sells furniture, or if your business provides services such as computer programming and service, maintenance and repair, moving services, or temporary personnel, then your business might be eligible to "procure" the contracts and you would make the money for them. This is not a grant per se, but it does offer the opportunity for a business to get money that does not have to be paid back.

If you are in New York, the state's Governor's Office of Regulatory Reform site offers tax credits for businesses that operate and are certified in the Empire Zone. This will save your business money, and make it easier for you to stay in business and put your money toward expanding the business rather than paying taxes. New York also offers low-rate loans for existing small business expansion.

If you want to relocate a business to New Jersey, the state offers a grant in the form of tax credits to offset your business taxes. The grant can be as high as eighty percent of your taxes, so it definitely pays to look into these types of opportunities at the state level. There are also grants available for employee training in job safety and health and basic literacy skills.

If you live in Connecticut, according to the state's office of Policy and Management you may be eligible for a grant for $10,000 if you are an individual or company with less than 30 employees that has created a renewable energy technology that has not yet been sold. You can use the money for such purposes as product development and testing, developing your business plan or meeting your payroll, among others.

This is just a small selection of what type of business assistance is available at the state level, but it gives you a jumping off point of some of the places in your state where grant money might be available. It also is wise to remember that, in terms of state grants, many foundations and non-profit organizations give grants to people living in a particular state, but mostly those people have to be a non-profit organization or affiliated with one and not an individual in order to qualify.

State grants are a great source of getting funding from your business but they only account for some of the available sources of grants.

Dwayne Garrett is the author of several eBooks and popular software applications, he also offers an affordable Government Resource that will help you to make sense of getting free grant money. http://www.GrantMoneySecretsRevealed.com

Wednesday, May 30, 2007

An Introduction To Local Grants

In this article we are going to go over what Local Grants are and how they can help your business.

You can also find grant money available for small businesses to access and use at a more local level. You will want to see if your city or nearby cities has or have an Economic Development Council. These councils offer a wealth of help for new local businesses. They all vary a bit, but likely here is where you can find out what the business climate and the demographics are for the town in which you will want to do business, which will assist you in writing your business plan.

One example of this is the Thurston County Economic Development Center. They offer grants through the Washington Technology Center's Research and Technology Development Grant Program, for applied research projects to make their way out of the lab and into the marketplace. Another type of financial assistance they make available is the Community Development Block Grant Float Loan Program, where the city applies for a grant and with that money makes available short term loans to private businesses that will create jobs for lower-income individuals

http://www.thurstonedc.com/Page.aspx?hid=115

You can also sometimes find business grant money from your local government. In the Seattle area, among others, if you are planning a larger new business that will employ 150 people and will require building, you can receive King County Green Building Grants if your project will be LEED, or Leadership in Energy and Environmental Design, certified, which is building for conserving resources.

http://www.cityofseattle.net/sustainablebuilding

Your local Economic Development Administration might also provide you with resources to start a business. If you are a non-profit organization or an affiliate of one, you might be able to apply for an economic development grant that can be used by the nonprofit for expenses related to planning for lessening unemployment and improving incomes in an economically distressed area, which can make your business plan stronger and increase the chances of your business on paper becoming a reality.

http://www.downtowncamas.com/edrguide.htm.

Other places to look for local grants are at your town or city's Chamber of Commerce. Sometimes they might not offer a grant to a business, but they do offer grants to non-profit organizations, so your business could work with a local non-profit to develop a program that would meet the grant's qualifications.

Through a Chamber of Commerce you might also find that a particular city offers a grant to qualified businesses equal to a percentage of their investment in the first year of the business's existence if the company is located in a particular area of the city.

If you belong to a business organization or association you might find local grants available through these resources, as well as small private foundations and family foundations that are located in your area and which might fund local projects. There are many business organizations and associations available, ranging from the Arizona Bio-industry Association to the American Philosophical Association and the Computing Technology Industry Association, to name a small number of business associations out there. These types of organizations often offer help and support to a new business through education, perhaps a mentorship program, and sometimes grants.

You now know what a Local Grant is and can start looking for one that matches your business plans.

Dwayne Garrett is the author of several eBooks and popular software applications, he also offers an affordable Government Resource that will help you to make sense of getting free grant money. http://www.GrantMoneySecretsRevealed.com

Tuesday, May 29, 2007

An Introduction To Federal Grants

If you've heard about Federal Grants and always wanted to apply for one, this section will introduce you to the Federal Grant program.

The first place to look for federal grants is the government, which provides the largest number of grants to businesses and other organizations. An excellent and comprehensive place to begin your search for a federal grant is the Catalog of Federal Domestic Assistance, or CFDA. This catalog offers 15 different types of federal domestic assistance, including formula grants and project grants. Formula grants are given to states "in accordance with distribution formulas," and project grants provide funds for "specific projects . . . [which] can include . . . research grants, training grants, . . . technical assistance grants . . . and construction grants"

http://12.46.245.173/pls/portal30/CATALOG.TYP_ASSISTANCE_DYN.show

This site also gives information on how to apply for federal assistance. Essentially you use the search engine to find programs which will meet your needs. It will give you information on what the program offers and what you need to do to apply. It gives information for contacting the agency offering the grant so that you can find out directly from the source if your grant proposal or project proposal meets their parameters for funding, if there are funds available at the current time, and answers to any other questions you might have. If everything seems to match well, the next step is to apply for the grant. There is a standard form 424, called the Application for Federal Assistance that you will usually use, although certain agencies may have other forms you will need to fill out as well. The CFDA also gives help with writing the grant itself, and explains all the parts of a grant proposal.

You should also check out Grants.gov. This website lists all types of federal grants that the government offers. It offers a search engine that you can use to find grant opportunities, and you can also download an application for writing a grant proposal here as well.

In addition to the government, another place to look for grants is foundations and non-profit organizations. There are a couple of great websites that offer a lot of information about grants available through foundations and non-profits. One is The Foundation Center. One especially unique and useful feature of this site is a listing, both in a book form and online version, of Foundation Grants to Individuals. This lists, all in one place, grants for individuals rather than non-profit organizations. There is a small subscription rate for the online service, and the book is available for purchase

http://foundationcenter.org/getstarted/individuals.

Their materials are also available at cooperating libraries. Additionally, they offer online courses in grant writing and how to research grant opportunities. As you might have noticed, some for-profit corporations also have foundations that sometimes provide grants. One well-known case in point of this type of funding would be Bill Gates of Microsoft Corporation who also has the Gates Foundation, which gives grants for educational purposes, for one example from among many of their beneficiaries.

Another useful site is USA.gov. Here they list USA.gov for Nonprofits. You might not currently be a non-profit, but you could either become one or you could become affiliated with one in order to become eligible for grant monies, so it doesn't hurt to take a look around this website. It offers many opportunities for grants and their eligibility requirements and application deadlines.

You might not find the grant you wanted through the government, but that's okay. There are other avenues available such as foundations and non-profit organizations that might be able to help you find the money you need.

This article has given you a brief overview of the Federal Grant system and how it can help you.

Dwayne Garrett is the author of several eBooks and popular software applications, he also offers an affordable Government Resource that will help you to make sense of getting free grant money. http://www.GrantMoneySecretsRevealed.com

Monday, May 28, 2007

A Business Plan Will Help You Get A Grant!

So you want to look into getting grant funding to start you new business do you? Well the first thing you will need is a business plan.

After you have done some research on your new business idea, you will have a better idea of the specifics of the business. Next it is worthwhile to try to articulate all those great ideas on paper, in the form of a business plan.

At this stage it is not a bad idea to carry around a small pad of paper and something to write with everywhere you go, or your favorite high-tech gadget that can record your thoughts. Your ideas will be percolating in your brain even when you are working on other things, and you never know when you will get a good idea, so be ready for it.

A business plan can help you get funding for your business, will explain how you will market your new service or product, and much more. Even before that, however, it can show the new business idea for what it is, in all its glory and warts. Then you can decide if you still want to proceed with it, make some changes to it so that success is more likely, or perhaps try again with another business idea. This paper step can save you a lot of time and frustration when you actually have to go out and provide the new service or begin to manufacture the new product for the first time.

The United States Small Business Administration has a branch called the Office of Small Business Development Centers. These centers can be found in each state, and they offer free or low-cost help with all aspects of starting a new small business, including help with writing a business plan http://www.sba.gov/sbdc/sbdcnear.html.

A business plan needs to show your methods for running the business. For example, who will be involved in running and working in the business and what expertise they bring to the endeavor. It will show how you plan to sell your product or service, what the product is exactly and what all the steps are that are necessary to manufacture it. Or, in some cases, what specific service will you offer in full detail, and money particulars focusing on what it will cost to bring the product or service to the buying public. Basically, what it will bring in terms of revenue.

Banks and charitable organizations will want to look at your business plan and see if it is a sound investment. A business plan will also offer the entrepreneur peace of mind, because you will have gone through every aspect of the business, and you know how it will work, how much you can make from it, and how much it will cost to start and continue operating. After the business plan is written, you will have a pretty clear idea if your business has a good chance of succeeding or if it won't work.

I know it seems like a lot of work, but trust me you will be glad you put in the extra effort in the end!

Dwayne Garrett is the author of several eBooks and popular software applications, he also offers an affordable Government Resource that will help you to make sense of getting free grant money. http://www.GrantMoneySecretsRevealed.com

The First Step In Getting A Grant

Ever wonder what the first step in getting a grant is?

We're going to cover that in this article.

Determine Startup Costs

So let's say that, after analyzing the market, you come to the conclusion that your idea will sell like hotcakes. But perhaps one factor that is standing in your way is high start-up costs.

Start-up costs include things like paying for a place to work out of, buying all the initial equipment, furniture, and tools necessary for the business to operate, possibly legal fees and consultation fees, licensing fees, communication fees for telephone and Internet services, taxes, buying raw materials if you plan to manufacture a product, and marketing your new business venture. When you start adding it all up, it can become a little daunting.

At this point you might need to ask yourself if there is some way that you can maintain the quality of your potential service or product, yet cut some of the initial costs to start. This is when creativity will come into play. Anyone who is rich can throw money at a problem, but if you have a lack of funds, this will be the impetus you will need to get creative and find other solutions. (Not to mention that people pay big money for creative ideas that lead to solutions to problems--that can be a business in and of itself, if you have a talent for it!) All viable businesses provide a solution to a client or customer's problems. So, by thinking along these lines from the start, you will be helping yourself greatly in the process.

One way to cut costs is to start small. Can you work out of a room in your home, or a garage? You can avoid renting an office or workspace for a while until you start making money, which can help lower initial costs. You might not ever need a brick and mortar office if you start an online business or store. Get creative and consider as many possibilities and options as you can so your business idea will work.

Another method you can try is to figure out a way to do the work by yourself in the beginning. This is not a bad way to start, because you will want to know every aspect of how your business runs, so you will want to work every job yourself to see where all the strengths are, and where you can improve on any weak areas. This can give you vital information you will need to potentially lower costs, improve productivity and increase the amount of money you can make. Then, when you start making money you can hire some employees to help you. It will also make it easier when you have to train employees, because you will understand all the requirements of every job your business must perform to stay in business and how they interact with each other, because you will have worked them all yourself.

Be certain to keep an open mind during the business planning and start-up cost phase. Keep talking to other small business people or a mentor who might have suggestions for starting small and less expensively. Also remember that the start-up costs will be offset by the revenue that your business will generate, so over time you will break even and then begin to make money from the business.

You now know that you need to determine the startup costs so that you can decide which grants you should apply for to meet that start up cost.

Dwayne Garrett is the author of several eBooks and popular software applications, he also offers an affordable Government Resource that will help you to make sense of getting free grant money. http://www.GrantMoneySecretsRevealed.com

Tuesday, May 22, 2007

Where To Find Small Business Grants For Your Start-Up

Grants are given every year for a variety of reasons, from small business start-ups, continuing education, preserving historic monuments, to art. Business grants are usually given to applicants that have a solid business plan, and the more detailed the reports are, the better chance of getting the grant.

When starting up your own small business, the first priority would be to find start-up capital. The best capital to get is the small business grants such as free grants that you never have to pay back, or other types of grants that are more like loans and require repayment with interest.

New business owners and existing business owners are eligible to apply for business grants. There is a wide array of Federal business grants available such as Free Government Money for Minorities, Free Government Money for Women, and Obtain Free Government Money for equipment, rent, offices, expenses and overhead

There are numerous sources to find the best business grants:

* The Catalog of Federal Domestic Assistance is a major provider of business grant money.

* The Federal Register is another good source to help you keep current with the continually changing federal grants offered.

* FedBizOpps is another great resource, as all federal agencies must use FedBizOpps to notify the public about contract opportunities worth over $25,000.

* The U.S. Government's Grants has its own website where you can find, obtain information and apply for many of the grants that are available.

* Government's Catalog of Federal Domestic Assistance (CFDA) provides a listing of Government grants and other types of assistance that you can receive.

Federal law mandates that government agencies and private foundations give away over 1 trillion dollars to individuals and businesses. Foundations are required by law to distribute 5 percent of their market value assets or interest income annually, whichever of these amounts is greater, or risk losing their tax-exempt status.

The incentive for giving away grants is great. First, elected officials seeking reelection give away billions in government cash so that people vote for them; second, big corporations save a lot of money in taxes by giving money to foundations.

Another option when starting your business would be to apply for private grants from foundations and corporations. Foundations award grants to businesses that are able to help the foundation reach its long-term goals. In the United States there are more than 65,000 private grant foundations which award more than $20 billion to applicants. Two good resources for private grants are the Foundation Center and the Council on Foundations.

For a more comprehensive look at Small Business Grants, visit Susan's site at http://www.small-business-grants-resource.info. Susan also enjoys writing on a wide range of topics at http://www.health-and-fitness-hub.info.

Thursday, May 17, 2007

Qualifying for a Business Grant Can Be Easier Than You Think

As the government offers grants for almost any reason, it is perhaps the business grant that is the most popular and useful. Many people try to begin their own business every year and many more only hold the knowledge of how to do so, but out of a lack of money they don't. It is for these people that the business grant was created. In general, the business grant is given to those applicants that have a solid layout for a business plan and a thoroughly researched return expectancy in the year. The more detailed the reports are, the better of a chance that you have to get the grant.

These business grants are given to new business owners, future business owners and existing business owners. Now you can open your own business now with over 80 sources of Federal business grants. There are many different types of business grants such as: Free Government Money for Women to start their own business, Free Government Money for Minorities to start their own businesses, Obtain Free Government Money for equipment, rent, offices, expenses and overhead. You can use this money to give yourself a salary as you begin your new journey. You must remember that this is Free Government Money and NEVER has to be paid back. It is the best way for business owners and wannabes to get the money that they need.

If you are looking for funding for an existing or new for profit business, you might encounter difficulties in finding and getting grant funding. Government grants are generally (though not always) given to non-profit organizations for programs and services that benefit the community or the public at large. Don't be discouraged though because there are many grants that are given to for profit businesses as well. If you want to know if your business or business idea is eligible for a grant, visit the government's business grant website at www.firstgov.gov

Some of the businesses that are eligible for a grant are: non-profits, self help business groups, anything to do with the arts like publishers or galleries, magazines etc. and businesses that are hoping to be the sole provider in a specific locale. You can also get business start up money if you are able to give an outstanding proposal. Sometimes the government grants will be given to people with a great proposal even if they are not necessarily regulated under the arts or beneficial to the community at large. You just need to WOW them in the application process.

By Abbas Abedi-To get more info on making money an alternate way, you might take a look at my blog http://internet--marketing-strategy.blogspot.com

Monday, May 7, 2007

Top Tips For Hiring a Freelance Grant Writer for Your Organization

For most nonprofit agencies, grants are a must. Without them, these agencies will not be able to pay their employees or pay for the programs they create. As a result, they would have to close their doors and no longer help those in need. In order to guarantee their doors stay open, many choose to hire a freelance grant writer.

There are numerous reasons to hire a freelance grant writer, with the most important reason being experience. A freelance grant writer has written dozens, perhaps hundreds, of proposals. As such, this type of writer has a pretty solid idea of what it takes to receive a grant. Writing these types of proposals can be tricky and, if you don't know the ins and outs of it, you can easily make a simple mistake that will put your business out of the running.

For the most part, grant applications are quite picky. If you fail to follow the directions precisely, your application will be thrown out. Even writing the application in the wrong font can be enough to ruin your chances. Since a freelance grant writer has written so many of these, he or she knows how to write them in the manner that will improve your chances.

Hiring a freelance grant writer is also beneficial because it creates a fresh perspective. When you work closely with your business, it can become difficult to recognize all of the positive things you do that can be used in the application in order to improve your chances of winning the grant. For example, you may have a number of community partnerships that you have had for years. As a result, you might not think to present this information in your proposal. A grant writer has a fresh set of eyes that can look over your operation in order to pull out the best aspects of your business and present them in the most favorable light.

When selecting a freelance grant writer, you want to find a person with a proven record for other organizations. So, you should ask the writer to list the grants he or she has successfully won and for what organizations. Then, contact some of these organizations to ask them what it was like to work with the writer.

In addition to finding a freelance writer that has successfully won grants in the past, it is also beneficial to find one that has written proposals for other organizations such as yours. If you are looking for a grant to start a new business, for example, this type of style of writing might differ somewhat than a grant to pay the operating costs of a shelter for the homeless. The more experience the writer has that are relevant to your organization, the more likely he or she will be to ask the right questions and to write a proposal that is likely to be a success.

There are companies that specialize in grant writing. But, to help keep your costs down, you might want to consider posting an ad for a freelance grant writer. Rather than working with a company, you can work directly with the writer. You can find a freelance grant writer by posting an ad on a freelance site or, you can post your project on a bid board.

Find a freelance grant writer at RentAGhostWriter.Com, where you can outsource projects to ghostwriters. All sorts of writing jobs are accepted including: business writing, proposal writing, academic writing, creative writing and more. Check us out now: http://www.rentaghostwriter.com/blog